So you bought a motorcycle…great choice! You are most likely to save money on gas, parking, and repairs. However, you are also most likely to not be seen by motorists in vehicles. Proper riding gear is critical for motorcycle riding safety. Although Missouri has endorsed a bill that would allow motorcyclists to choose not to wear helmets; it is still current law to wear helmets. Read more about Missouri motorcycle law.
To ensure motorcycle riding safety you should invest in a DOT or Snell-certified helmet, eye protection, leathers, riding boots, and leather gloves. When it comes to buying riding gear, no piece of equipment is more important than a quality helmet. There are many styles and brands to choose from, which is why MJM Insurance® of Fenton knows choosing a motorcycle helmet can be as difficult as choosing the right motorcycle. More information can be found in the Missouri Motorcycle Operator Manual.
Another important step to motorcycle riding safety is having a regular maintenance routine. Establishing a regular motorcycle maintenance schedule can help you avoid potential safety issues. It’s also a good idea to become familiar with your bike’s owner’s manual as maintenance requirements can vary between models.
Motorcycle Riding Safety Checklist
Tires: Stay aware of the tread depth and look for unusual wear patterns. Always make sure your tires are at the correct pressure because low tires are likely to blowout and over-inflated tires wear more quickly.
Oil: Check your oil every couple weeks and keep up with regular oil changes. Changing your oil is a simple and an inexpensive way to keep your bike in good shape. If your bike is older or you drive it regularly for long distances, you’ll need to change your oil more often.
Lights and signals: Check your headlights, brake lights, high and low beams, and turn signals regularly. Remember motorists in larger vehicles may not see you on the road. The last thing you want is to have an accident because your lights weren’t working.
Battery: Examine your battery and cables for corrosion or loose connections. Use a voltmeter to test the battery or visit your local repair shop.
Brakes: Be aware of the brake pad thickness and the brake fluid level. When brake pads wear thin, your ability to effectively stop is compromised. Top off low brake fluid to the “full” mark or change it according to your owner’s manual instructions.
Chain: Use a commercial spray to lubricate the chain liberally and often, especially if you’re riding your bike every day. Dryness causes friction that can lead to poor performance or the chain could potentially break while you’re riding.
Fuel: Examine the fuel lines, keeping an eye out for leaks or other damage.
Steering: Check and tighten your handlebars and the steering nut. Turn the bars to make sure your steering feels smooth and tight and replace the bearings if the steering feels loose in any way.
Once you have your bike, your safety equipment and are ready to ride…. you will need motorcycle insurance. MJM Insurance® of Fenton offers exclusive coverage for both you and your ride. Our agents are ready to help and will ensure you will receive the personalized attention you deserve. Getting affordable motorcycle insurance coverage doesn’t mean you have to sacrifice proper coverage, it means that we are finding the best deal with the best coverage! Don’t forget you could also qualify for many discounts like multiple policy, good rider, homeowners and more!
Contact your Missouri Motorcycle Insurance specialist at MJM Insurance® of Fenton for a no obligation, free risk assessment and insurance review.