|If you are in the Dump Truck Business, then you’ve come to the right place! MJM Insurance™ of Fenton provides Dump Truck Insurance products and services specifically-tailored for your business. Our agents work with private contractors, owner-operators, and businesses with a fleet of heavy-duty commercial vehicles.
Being in the Dump Truck Business does come with risk and liability. With the variety of materials being hauled, loading and unloading environments, and the numerous road hazards, it is easy to see the wide variety of risk exposures. You and your business can be held financially liable for many different kinds of damages and injuries. We understand that protecting your business is not only about having the proper Dump Truck Insurance coverage, it is also about reducing and managing risks.
Our commercial insurance specialists at MJM Insurance™ of Fenton have the expertise and resources to lower the chances of personal injury and property damage for your Dump Truck business. We go above and beyond most insurance agencies to deliver the strategies, tools, and resources that will help you manage your risks, control workers’ compensation claim costs, and advance safety.
Individually owned trucks or company vehicles that are used on the roads and highways for hauling cargo for reasons of commerce are required to carry commercial truck insurance. Dump truck drivers should have at least the mandatory coverage required to operate commercial vehicles. The basic policy should include bodily injury and property damage liability coverage amounts required by Missouri law.
Dump Truck Insurance Coverages
Risk Assessment, Compliance, and Record Keeping
When it comes to Dump Truck Insurance, our licensed agents have the years experience you need on your side. With each new client, we conduct a risks assessment so that we can customize an insurance plan for you. Our services not only include insurance, but we also assist with compliance challenges and can help you create a loss control and safety program.
During your free risk assessment, our agents will discuss your company’s safety policy, record keeping and accident/loss ratios with you. Some of the insurance carriers that we work with offer insurance premium discounts if a company has qualified risk policies and procedures in place. Some of those could include:
Dump Truck Insurance Resources
US Department of Transportation
The National Transportation Safety Board
Federal Motor Carrier Safety Administration
Directory of State Patrol and State Police
Missouri State DOTs
Missouri State MVRs