Missouri Home Insurance Coverages – Quick Video!

What’s In Your Policy?

Mortgage lenders will require homeowners to insure their home for at least the value of the money you borrowed. Check out this quick video to learn about Missouri Home Insurance Coverages, the basic homeowner coverages and options, that may be available to you. Contact one of our licensed agents for a free consultation today. (636) 343-5000

 

Missouri Home Insurance Coverages

From the Basic Coverages to Custom Packages

 

Missouri Home Insurance Coverages | MJM Insurance of Fenton | (636) 343-5000

MJM Insurance of Fenton understands the various needs of Missouri homeowners, and can help homeowners understand the available Missouri Home Insurance Coverages.  Our agents will conduct a free review of the homeowner’s current situation and create a custom homeowner insurance package that specifically protects the individual and/or family with dwelling, personal property, other structures, liability, medical, and specialized insurance coverages. Read more

Earthquake Coverage | Missouri Department of Insurance

NEWS RELEASE: Missouri Department of Insurance encourages homeowners to consider earthquake coverage

09/24/2015
As Published on Dept. Of Insurance Blog

Contact:  public.govdelivery.com

 

Department of Insurance

Jefferson City, Mo. – The Missouri Department of Insurance is encouraging homeowners to check their insurance policies for earthquake coverage. Only three out of every 10 homes are covered in Missouri. That number drops to two out of every 10 homes in the New Madrid Seismic Zone.

The New Madrid area is the most active earthquake zone in the U.S. east of the Rocky Mountains. Most homeowners insurance policies do not cover earthquake damage. Separate earthquake coverage, called an “endorsement,” must be purchased.

“Having earthquake coverage is the best way to ensure you and your family, as well as our state, can recover from an earthquake,” said Insurance Director John M. Huff. However, the department’s 2015 Earthquake Report shows that Missouri is experiencing a coverage crisis.

“We have reached a critical juncture where the amount of uninsured property in Missouri will soon eclipse the amount of insured residential property, estimated at $101 billion. This could jeopardize our ability to fully recover from a major earthquake.”

Some homeowners may not buy coverage, expecting the federal government to help rebuild their homes should a major earthquake hit, Huff said. Under FEMA’s Individual Assistance program, the maximum grant award is $32,900, far less than what most homes are worth.

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MJM Insurance of Fenton is part of the Trusted Choice Network (636) 343-5000

MJM Insurance of Fenton to find out if your property qualifies for Earthquake Coverage. Give us a call! (636) 343-5000 Our agents will conduct a free assessment of your current policy and we will shop your insurance for you!  That’s right, simply provide your declarations page to an agent and we can process the assessment.  Our goal is to ensure you are properly protected.

Missouri Earthquake Insurance | (636) 343-5000

Missouri Department of Insurance Suggests 

Homeowners Should Consider Buying Earthquake Coverage

DIFP_banner

According to an article published by the Missouri Department of Insurance, Financial Institutions & Professional Registration, many Missourians are having trouble getting Missouri Earthquake Insurance Coverage. Recent insurance data demonstrates that southeast Missouri is experiencing an insurance coverage crisis.

Click here to read the full article on Department of Insurance Website.

Contact MJM Insurance of Fenton today for a free insurance review and we’ll help you determine if you qualify for Missouri Earthquake Insurance.

Watch the earthquake preparedness videos created by Missouri school children!

 

Helpful Resources:

http://www.nehrp.gov/library/plan_prepare.htm

http://www.fema.gov

http://earthquake.usgs.gov

http://www.ready.gov/kit

http://dnr.mo.gov/geology/geosrv/earthquakes.htm

http://www.redcross.org

http://www.nhc.noaa.gov

http://www.eas.slu.edu/Earthquake_Center

 


MJM Insurance® of Fenton is a full service Independent Insurance Agency representing many of Missouri’s premier personal and commercial insurance carriers. We assess risks and shop for companies to find the best coverage for the lowest price. With a combined experience of over 60 years in the Fenton Missouri insurance industry, our agents are knowledgeable and competent specializing in autohome, renters, boat, motorcycle, business automobile, workers compensation, and general liability.

We serve all of Saint Louis and Jefferson counties including Fenton, High Ridge, Arnold, Imperial, Valley Park, Ballwin, Eureka, Pacific, House Springs, Hillsboro, Sunset Hills and St. Clair. Our professional insurance agents at MJM Insurance of Fenton can help you get the best value for your fundamental insurance needs.

The Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP) is responsible for consumer protection through the regulation of financial industries and professionals. The department’s seven divisions work to enforce state regulations both efficiently and effectively while encouraging a competitive environment for industries and professions to ensure consumers have access to quality products.